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	<title>Westchester World Travel &#187; General</title>
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	<link>http://westchesterworldtravel.com</link>
	<description>Smart Tips for Budget Travelers</description>
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		<title>Five Resources for Vacation Inspiration</title>
		<link>http://westchesterworldtravel.com/general/five-resources-for-vacation-inspiration.html</link>
		<comments>http://westchesterworldtravel.com/general/five-resources-for-vacation-inspiration.html#comments</comments>
		<pubDate>Mon, 28 Jun 2010 22:36:32 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Travel Planning]]></category>
		<category><![CDATA[Travel Tips]]></category>
		<category><![CDATA[Anthony Bourdain]]></category>
		<category><![CDATA[destination ideas]]></category>
		<category><![CDATA[getaway]]></category>
		<category><![CDATA[hotels]]></category>
		<category><![CDATA[inspiration generator]]></category>
		<category><![CDATA[museums]]></category>
		<category><![CDATA[National Register of Historic Places]]></category>
		<category><![CDATA[restaurants]]></category>
		<category><![CDATA[Romance]]></category>
		<category><![CDATA[Samantha Brown]]></category>
		<category><![CDATA[Travel Channel]]></category>
		<category><![CDATA[travel websites]]></category>
		<category><![CDATA[Trip Advisor]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=421</guid>
		<description><![CDATA[Don't be tempted to stay put just because you don't yet have concrete plans for a getaway. There's still time to book hotels and flights through the multitude of travel websites that specialize in discounted tickets and airfares. Remember, half the fun is searching for a place to escape this year.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-422" style="border: 0pt none; margin-right: 10px;" title="Five resources for vacation inspiration" src="http://westchesterworldtravel.com/tourstuff/2010/06/Five-resources-for-vacation-inspiration.jpg" alt="five resources for vacation inspiration" width="250" height="187" />It&#8217;s prime vacation time right now, but don&#8217;t be tempted to stay put just  because you don&#8217;t yet have concrete plans for a getaway. There&#8217;s still time to  book hotels and flights through the multitude of travel websites that specialize  in discounted tickets and airfares. Remember, half the fun is searching for a  place to escape this year.<span id="more-421"></span></p>
<p>Here are some useful resources that will  provide you with a host of ideas and inspiration for your trip, wherever you  decide to go:</p>
<p><strong>TripAdvisor.com</strong></p>
<p><span> Explore user-generated videos, pictures  and reviews that provide unfiltered insight. It&#8217;s easy to view subjective  rankings of attractions and locations &#8211; you can even check out the restaurants  in the area. Search destination ideas on the site&#8217;s <a href="http://www.tripadvisor.com/Inspiration"  target="_blank">inspiration generator</a> by  region with categories to choose from like &#8220;Family Fun,&#8221; &#8220;Romance&#8221; and &#8220;History  &amp; Culture.&#8221; This can be a great way to explore options you&#8217;ve never  considered without actually having to risk a bad trip.</span></p>
<p><strong>The Travel  Channel</strong></p>
<p><span>Available through most <a href="http://www.expertsatellite.com/directv-vs-cable.html"  target="_blank">cable TV  companies</a>, The Travel Channel&#8217;s original series will make you want to leave  for a permanent vacation. Watch Anthony Bourdain eat local delicacies or live  vicariously through Samantha Brown as she treks around the globe.  Behind-the-scenes footage of restaurants, stores and tourist attractions are  designed to give even the most discriminating traveler a few destination ideas.  And while you are watching TV, be sure to check out <a href="http://innovativelanguage.com/"  target="_blank">innovativelanguage.com</a>&#8216;s  Word of the Day application for <a href="http://www.expertsatellite.com/directv-vs-dish.html"  target="_blank">satellite TV  providers</a>, which can start teaching you a new language every time you turn  on your TV.</span></p>
<p><strong>National Register of Historic Places</strong></p>
<p><span> Pinpoint the type of  historic sites you&#8217;d like to see, and locate them using the official U.S.  government registry of historic places and national parks. Find lesser-known  sites close to home and along your already-planned vacation route. Official  documentation and photos are available online to help you determine what best  fits your interests and schedule.</span></p>
<p><strong>American Association of Museums</strong></p>
<p><span>Use  the database of <a href="http://www.aam-us.org/"  target="_blank">www.aam-us.or</a>g as a starting point for finding interesting  museums by city, state or even exhibit type. This can be a great way to get your  family interested in culture, and you&#8217;ll never regret exposing your kids (or  yourself) to something new. Remember the search function only covers member  institutions, so be sure to check other resources if the museum you want isn&#8217;t  showing up. Try a local or regional visitor&#8217;s bureau for a comprehensive search  of museums in a specific area.</span></p>
<div style="float: left; margin-right: 10px; margin-top: -10px; margin-bottom: 5px;"><script type="text/javascript">// <![CDATA[
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<p><strong>Old vacation photos</strong></p>
<p><span>If all else fails,  consider revisiting past destinations. Perhaps there were a few sites or  attractions your budget and schedule didn&#8217;t previously allow for that you can  now explore. Narrow down what you&#8217;d like to do and make room for some relaxation  time. There&#8217;s nothing better than being familiar enough with a location to leave  your worries behind. Talk with family members or anyone else who will come along  again to find out what they liked and could stand to skip this time around. Also  be sure to check out any attractions that have opened or changed since your last  visit.</span></p>
<p><em>Courtesy: ARAcontent </em></p>
]]></content:encoded>
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		<title>Boomers Launch Rewarding New Careers As Tour Guides</title>
		<link>http://westchesterworldtravel.com/general/boomers-launch-rewarding-new-careers-as-tour-guides.html</link>
		<comments>http://westchesterworldtravel.com/general/boomers-launch-rewarding-new-careers-as-tour-guides.html#comments</comments>
		<pubDate>Sun, 18 Oct 2009 23:18:26 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Tours]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[cruise lines]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[professional tour directors]]></category>
		<category><![CDATA[tour management]]></category>
		<category><![CDATA[tourism]]></category>
		<category><![CDATA[travel and tourism]]></category>
		<category><![CDATA[U.S. Travel]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=104</guid>
		<description><![CDATA[What can baby boomers and  retirees do to supplement their incomes when traditional jobs are unavailable? "Consider becoming a professional tour director," says Ted Bravos, chief  executive officer of International Tour Management Institute (ITMI). "Even  during these uncertain times, travel and tour companies are seeking qualified  people. Boomers possess the life experience and maturity that makes them  terrific tour directors."]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-105" style="margin-right: 10px;" title="Boomers launch rewarding encore careers as tour guides" src="http://westchesterworldtravel.com/tourstuff/2009/10/Boomers-launch-rewarding-encore-careers-as-tour-guides.jpg" alt="Boomers launch rewarding encore careers as tour guides" width="250" height="187" />Job loss and the lack of new job opportunities are devastating many baby  boomers, forcing an unprecedented number to seek early retirement. As a result,  the most affluent generation in history now faces an unexpected challenge:  making ends meet.</p>
<p>The Social Security Administration reports that since  Oct. 1, 2008, early retirement claims have soared to record levels. Baby boomers  opting to retire at age 62 are settling for as much as 25 percent less in income  per month than if they waited to retire at age 66. What can baby boomers and  retirees do to supplement their incomes when traditional jobs are unavailable?<span id="more-104"></span></p>
<p>&#8220;Consider becoming a professional tour director,&#8221; says Ted Bravos, chief  executive officer of International Tour Management Institute (ITMI). &#8220;Even  during these uncertain times, travel and tour companies are seeking qualified  people. Boomers possess the life experience and maturity that makes them  terrific tour directors.&#8221;</p>
<p>In the U.S. alone, the travel industry creates  over 17 million jobs and produces more than $740 billion in annual revenue,  according to the U.S. Travel Association. Travel and tourism remain among the  top revenue producing industries in the world.</p>
<p>Professional <a href="http://www.itmitourtraining.com"  target="_blank">tour directors</a> earn an average of  $150 to $350 per day plus all-expense-paid trips. And, it does not matter where  the tour director lives, because many tour companies pay for travel from their  home to the tour destination and back. Tour directors can determine how many  days each year they wish to work and which areas of the country or the world  they wish to experience.</p>
<p>Many ITMI boomer alumni like Jerry Flavin have  found rewarding encore careers as tour directors. Flavin enthusiastically  states, &#8220;I can only say that the change from a legal career to a career in  travel and tourism has been a boost to my retirement years. The fact that I am  dealing with people from all over the world is stimulating, educational and  rewarding. I am so happy I developed this career change, and now I can be an  instrument of peace.&#8221;</p>
<p>Since its inception in 1976, ITMI has launched  thousands of <a href="http://www.itmitourtraining.com"  target="_blank">travel careers</a>. As  the first certified professional tour directing program in America, ITMI alumni  are sought after by major tour operators such as Adventures by Disney,  Australian Pacific Touring, Globus &amp; Cosmos, Tauck World Discovery and  Princess Cruise Lines, to name a few.<br />
<strong><br />
What does a tour director do?</strong></p>
<p>Tour directors represent the travel organizer for whom they work. They  prepare commentaries and briefings about each area and are prepared to answer  commonly asked questions and deal with everyday problem solving. Most  importantly, they relate well to people. They set the tone and ensure that  participants enjoy themselves.</p>
<p><strong>How can someone become a professional  tour director?</strong></p>
<p>By enrolling in ITMI&#8217;s certified program, students learn  all aspects of tour directing in two short weeks. Because over 60 percent of the  program is conducted in the field, participants receive the intensive real-world  experience, which prepares them for paid assignments immediately upon  graduation. Individual strategy sessions, held after course completion, help  students identify their immediate and long-term objectives, and allow staff to  determine which tour operators will best meet their goals.</p>
<p>The  instructors also help students with resume preparation and assist them in  arranging interviews with prospective employers. Many graduates secure their  first assignment within a few weeks after course completion. For more  information about full- or part-time tour director opportunities, e-mail Joan  Keddell at travel@itmisf.com, visit <a href="http://www.itmitourtraining.com"  target="_blank">www.itmitourtraining.com</a> or call  (800) 442-4864.</p>
<p><em>Courtesy: ARAcontent</em></p>
]]></content:encoded>
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		<title>Business Or Leisure, Driving Or Flying &#8211; Travel Safely Naturally</title>
		<link>http://westchesterworldtravel.com/general/business-or-leisure-driving-or-flying-travel-safely-naturally.html</link>
		<comments>http://westchesterworldtravel.com/general/business-or-leisure-driving-or-flying-travel-safely-naturally.html#comments</comments>
		<pubDate>Sun, 18 Oct 2009 23:05:28 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[aromatherapy benefits]]></category>
		<category><![CDATA[Bath]]></category>
		<category><![CDATA[bedbug infestations]]></category>
		<category><![CDATA[bureau of transportation]]></category>
		<category><![CDATA[car freshener]]></category>
		<category><![CDATA[diseases]]></category>
		<category><![CDATA[environmental protection agency]]></category>
		<category><![CDATA[hotels]]></category>
		<category><![CDATA[sanitation]]></category>
		<category><![CDATA[synthetic fragrance]]></category>
		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=102</guid>
		<description><![CDATA[Taking a few simple and natural steps to stay safe and healthy while on the road can not only protect your travel investment, but en­hance your entire experience]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-103" style="margin-right: 10px;" title="Business Or Leisure, Driving Or Flying - Travel Safely Naturally" src="http://westchesterworldtravel.com/tourstuff/2009/10/Business-Or-Leisure-Driving-Or-Flying-Travel-Safely-Naturally.jpg" alt="Business Or Leisure, Driving Or Flying - Travel Safely Naturally" width="250" height="187" />Weekend getaways, shorter vacations and overnight business trips are great ways  to save money and are becoming more prevalent, according to the Bureau of  Transportation. Taking a few simple and natural steps to stay safe and healthy  while on the road can not only protect your travel investment, but enhance your  entire experience.<br />
<strong><br />
Refreshed and alert driving diffusion</strong></p>
<p>A  shorter, thriftier trip is likely to be by car. The inevitable rush to make the  most of the limited time away after a tiring work week can create fatigue, so  don&#8217;t make it a dangerous driving situation. Enliven your senses with essential  oil scents.</p>
<p>Ditch the cardboard cutout car &#8220;freshener&#8221; that hangs from  the rearview mirror. Not only distracting, these products are usually saturated  with synthetic fragrance chemicals and probably aren&#8217;t the best thing to inhale  while enclosed in your vehicle. Instead, rely on a sleek essential oil diffuser  that plugs into your automobile&#8217;s phone charger power outlet. These devices  feature small paper fiber pads to which you can apply your own custom blend of  <a href="http://www.auracacia.com/auracacia/aclearn/ar_basics.html"  target="_blank">essential  oils</a>, allowing you to not only scent the air inside the car, but also to  provide refreshing aromatherapy benefits to help keep you alert and focused on  the road.</p>
<p>A simpler, alternative way to diffuse is to apply several drops  of oil to a tissue and tuck it carefully into one of the vents in the  dash.</p>
<p>Try these essential oils for the car:</p>
<ul>
<li>Peppermint essential  oil &#8211; refreshing, awakening, uplifting.</li>
<li>Eucalyptus essential oil &#8211; bracing,  purifying, protecting.</li>
<li>Lemon essential oil &#8211; pleasant, deodorizing,  cheering.</li>
</ul>
<p><strong>How clean is your hotel room?</strong></p>
<p>Overnight stays in less  than posh hotel digs may be part of the money-saving travel trend. Even upscale  hotels aren&#8217;t immune to dirt and germs, or worse, an apparent outbreak of bedbug  infestations in the United States, recently publicized by the Environmental  Protection Agency.</p>
<p>Bedbugs aside, there are always nagging doubts about  just how clean a hotel room actually is. Has the shower or tub been scrubbed or  merely wiped down? Is the toilet sanitized? Has the bedspread ever really been  thoroughly cleaned? Fortunately, there are ways to protect yourself after you  check in, but before you settle into your temporary overnight home.</p>
<p><strong>Air  and Surface Sanitizing Spray</strong></p>
<p>Feel good about travel with a bottle of homemade  purifying <a href="http://www.auracacia.com/auracacia/aclearn/ar_safety.html"  target="_blank">aromatherapy</a> solution that relies on pleasantly scented and highly effective essential oils,  rather than harsh chemical disinfectants. The following spray will help you  create a hygienic environment in your temporary hotel home. Apply it to tub,  vanity and toilet surfaces.</p>
<p><strong><em>Ingredients:</em></strong></p>
<p>Empty 12 to16 ounce spray  bottle<br />
10 ounces water<br />
2 ounces isopropyl (rubbing) alcohol or  vodka<br />
1/2 teaspoon tea tree essential oil (antimicrobial)<br />
1/2 teaspoon  lemon essential oil (cleansing)<br />
1/2 teaspoon lavandin essential oil  (protecting)<br />
1/2 teaspoon sweet orange essential oil  (freshening).</p>
<p><strong><em>Directions:</em></strong></p>
<p>Combine all ingredients in the spray  bottle. Shake and apply to a washcloth, and wipe down the TV&#8217;s remote, the clock  radio, the door handles and the faucet handles in the bathroom.</p>
<p><strong>Purifying and Relaxing Linen Mist</strong></p>
<p>Here are some great tips for making a strange  bed feel more like home. Take along your own pillow and replace the ones  provided. Create your own linen mist and use it on your own bed at home, then  travel with the same blend, taking a little bit of home with you. When you  arrive at your destination, turn down the covers, exchange the pillows and apply  your signature scent to the bed.</p>
<p><strong><em>Ingredients:</em></strong></p>
<p>Empty 4 to 8 ounce  spray bottle<br />
4 to 8 ounces water<br />
13 drops lavender essential oil  (relaxing, calming)<br />
5 drops lavandin or spike lavender essential oil  (purifying, protecting)</p>
<p><strong><em>Directions:</em></strong></p>
<p>Combine the water and oil in  the bottle. Shake the contents thoroughly just before  application.</p>
<p>Remember to look for pure and natural essential oil brands  like <a href="http://www.auracacia.com/auracacia/about/philosophy.html"  target="_blank">Aura  Cacia</a> that don&#8217;t include synthetic petrochemical fragrances. For more  information on how to enhance your life through aromatherapy, visit  <a href="http://www.auracacia.com"  target="_blank">www.auracacia.com</a>.</p>
<p><em>Courtesy: ARAcontent</em></p>
]]></content:encoded>
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		<item>
		<title>Eliminate Stress With These Smart Vacation Planning Tips</title>
		<link>http://westchesterworldtravel.com/general/eliminate-stress-with-these-smart-vacation-planning-tips.html</link>
		<comments>http://westchesterworldtravel.com/general/eliminate-stress-with-these-smart-vacation-planning-tips.html#comments</comments>
		<pubDate>Sun, 18 Oct 2009 22:50:27 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Travel Planning]]></category>
		<category><![CDATA[banking tools]]></category>
		<category><![CDATA[carry on luggage]]></category>
		<category><![CDATA[department of state]]></category>
		<category><![CDATA[important numbers]]></category>
		<category><![CDATA[medical condition]]></category>
		<category><![CDATA[mobile banking]]></category>
		<category><![CDATA[packing]]></category>
		<category><![CDATA[prescription drugs]]></category>
		<category><![CDATA[vacation plan]]></category>
		<category><![CDATA[vacation planning]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=99</guid>
		<description><![CDATA[Traveling during the summer and fall seasons takes a lot of planning -- whether your packing up for a weekend, a week or a month, going solo or with the family. A pre-vacation plan of action is a necessity to stay organized and stress free.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-100" style="margin-right: 10px;" title="Eliminate stress with these smart vacation planning tips" src="http://westchesterworldtravel.com/tourstuff/2009/10/Eliminate-stress-with-these-smart-vacation-planning-tips.jpg" alt="Eliminate stress with these smart vacation planning tips" width="250" height="187" />Traveling during the summer and fall seasons takes a lot of planning &#8212; whether  your packing up for a weekend, a week or a month, going solo or with the family. A pre-vacation plan of action is a necessity to stay organized and stress  free.</p>
<p>To ensure that you have everything you need and are able to pick up  where you left off upon your return home, consider the following when preparing  for your vacation<span id="more-99"></span>:</p>
<p><strong>Make a list and keep it handy</strong></p>
<p>Make a list of  your doctors&#8217; phone numbers and the names of your prescription drugs and be sure  that medications and important numbers are packed in your carry-on luggage or  are easily accessible when traveling. If you have your doctor&#8217;s phone number  handy, you can call for a refill or replacement prescription in case of an  emergency. If traveling to a foreign country with a pre-existing medical  condition, the U.S. Department of State recommends you carry a letter from your  doctor describing the medical condition and any drugs you are prescribed &#8212;  including generic names.</p>
<p>Be sure to also keep a list of other important  contact names and numbers. You never know when you may need the phone number of  your boss, next-door neighbor or auto mechanic. If your return is delayed or you  realize you forgot to turn the automatic sprinkler timer on, having these  numbers readily available will keep stress out of your vacation.</p>
<p><strong>Stay  connected, even while away</strong></p>
<p>Be in control of your finances before, during  and after your trip. No matter how well you plan ahead, all too often you  receive a pressing bill, need to transfer money or check your balance while you  are away. Taking advantage of innovative and popular banking tools, like Bank of  America&#8217;s free Mobile Banking service, gives you immediate and secure access to  your finances through your mobile phone. In today&#8217;s unpredictable economic  environment, it has never been more important to have control of your money  whenever, wherever you need it.</p>
<p>Mobile Banking allows customers  to:</p>
<ul>
<li>Check balances and transactions on checking, savings, credit card  accounts and mortgages and home equity lines held with Bank of America.</li>
<li>Pay bills and e-bills.</li>
<li>Transfer money between accounts and to other  Bank of America customers.</li>
<li>View transactions for checking and savings  accounts, mortgages and home equity lines, including posted and pending  transactions and verify that your paycheck deposited into your account.</li>
<li>Locate any of Bank of America&#8217;s over 18,000 ATMs and 6,100 banking  centers.</li>
</ul>
<p><strong>Turn it off</strong></p>
<p>Before you leave on your trip, turn off the  water to avoid potential water damage while you are away. After a relaxing  vacation, no one wants to return to a flooded home from broken toilet, sink or  dishwasher pipes. Also, never leave the dishwasher or washing machine running as  you depart for your vacation. If something were to happen, it will be a long  time before you&#8217;re back to catch the problem. And be sure to make one last  electricity check before taking off. Leaving appliances plugged in and the  lights, radio and ceiling fan on is a fire hazard, not to mention an unnecessary  addition to your electric bill.</p>
<p><strong>Communicate</strong></p>
<p>Contact your credit  card company to notify them about your travel plans. More and more, credit card  companies are monitoring your spending in order to help quickly catch fraudulent  activity, but this can potentially get in the way if you don&#8217;t notify the  company about your travel plans. The company could put a hold on your account,  preventing you from using your card on your trip. Be sure to contact your credit  card company early, notifying them of your plans before leaving and keep the  toll-free number on your traveling list of contacts so you can always follow up  if necessary.</p>
<p>For more information on Mobile Banking, go to <a href="http://mobilebanking.bankofamerica.com"  target="_blank">mobilebanking.bankofamerica.com</a>.</p>
<p><em>Courtesy: ARAcontent</em></p>
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		<title>Direct Deposit Of Social Security Is Safer, Easier For Winter Travelers</title>
		<link>http://westchesterworldtravel.com/general/direct-deposit-of-social-security-is-safer-easier-for-winter-travelers.html</link>
		<comments>http://westchesterworldtravel.com/general/direct-deposit-of-social-security-is-safer-easier-for-winter-travelers.html#comments</comments>
		<pubDate>Mon, 12 Oct 2009 03:16:45 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Senior Travel]]></category>
		<category><![CDATA[Travel Planning]]></category>
		<category><![CDATA[Travel Themes]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[senior citizens]]></category>
		<category><![CDATA[severe weather]]></category>
		<category><![CDATA[social security payments]]></category>
		<category><![CDATA[winter getaway]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=90</guid>
		<description><![CDATA[As cold weather sets in, thousands of retirees are making plans for a winter getaway. If you're one of them, switch to direct deposit for your Social Security payments before you leave - it's the safest, easiest way to receive your money.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-91" style="margin-right: 10px;" title="Direct Deposit Of Social Security Is Safer, Easier For Winter Travelers" src="http://westchesterworldtravel.com/tourstuff/2009/10/Direct-Deposit-Of-Social-Security-Is-Safer-Easier-For-Winter-Travelers.jpg" alt="Direct Deposit Of Social Security Is Safer, Easier For Winter Travelers" width="250" height="187" />As cold weather sets in, thousands of retirees are making plans for a winter  getaway. If you&#8217;re one of them, switch to direct deposit for your Social  Security payments before you leave &#8211; it&#8217;s the safest, easiest way to receive  your money.</p>
<p>&#8220;Each year, the U.S. Department of the Treasury receives more  than 1.4 million inquiries regarding paper check-related problems,&#8221; says David  A. Lebryk, commissioner of the Treasury Department&#8217;s Financial Management  Service.<span id="more-90"></span></p>
<p>Yet, approximately 10.5 million Americans continue to receive  their Social Security and Supplemental Security Income (SSI) payments by paper  check each month. The Treasury Department&#8217;s Go Direct (R) campaign encourages  senior citizens and people with disabilities to switch to direct  deposit.</p>
<p><strong>Increased safety, convenience and reliability</strong></p>
<p>When  there&#8217;s a problem with a Social Security payment, nine times out of 10 it&#8217;s with  a paper check, not a direct deposit payment, says Lebryk.</p>
<p>Paper checks  can be vulnerable to financial crimes like theft and fraud. In fact, the  Treasury Department investigates more than 70,000 cases of altered or  fraudulently endorsed checks each year, totaling $64 million in estimated  value.</p>
<p><a href="http://westchesterworldtravel.com/shop/index.php?c=Books&amp;n=27&amp;i=1891661159&amp;x=Free_Stuff_Good_Deals_for_Folks_Over_50" title="Free Stuff &amp; Good Deals for Folks Over 50" ><img class="alignright" style="margin-left: 10px;" title="Free Stuff &amp; Good Deals for Folks Over 50" src="http://ecx.images-amazon.com/images/I/514K7JRJ90L._SL160_.jpg" alt="Free Stuff &amp; Good Deals for Folks Over 50" width="102" height="160" /></a>&#8220;In 2008 alone, more than 485,000 Social Security and SSI checks  were reported lost or stolen and had to be reissued,&#8221; says Lebryk.</p>
<p>Direct  deposit is also more convenient and reliable. There is no more waiting for a  check to arrive in the mail, and there are no more worries about delivery delays  due to severe weather, local emergencies and other check related problems. Last  year alone, severe weather events forced alternative delivery arrangements for  millions of Social Security and SSI paper checks.</p>
<p>&#8220;Switching to direct  deposit for federal benefits is such an easy way for people to safeguard their  money, especially when traveling for extended periods of time,&#8221; says Lebryk.  &#8220;Your money is deposited to your account on payment day, so there&#8217;s no need to  worry about delivery delays or a check sitting in your mailbox while you&#8217;re  gone.&#8221;</p>
<p><strong>Prepaid debit card option</strong></p>
<p>In addition to direct deposit,  the Treasury Department recommends the Direct Express (R) Debit MasterCard (R)  card as an alternative to paper checks for people without bank  accounts.</p>
<p>More than half a million Americans signed up for the optional  Direct Express (R) card in its first year of availability, according to the  Treasury Department. A recent survey of cardholders finds that 95 percent say  they are satisfied with the prepaid debit card, and 86 percent say they would  recommend it to family members or friends who receive a federal benefit  payment.</p>
<p>With the Direct Express card, cardholders can make purchases,  pay bills and get cash at thousands of locations nationwide. Sign-up is free and  no bank account is required. While most services are free, there are fees for a  limited number of optional transactions and services.</p>
<p><strong>Making the switch  is easy</strong></p>
<p>It is easy to make the switch to electronic payments for federal  benefits. To sign up for direct deposit, call the Treasury Department&#8217;s Go  Direct campaign helpline at 1-800-333-1795 or visit <a href="http://www.godirect.org/"  target="_blank">www.GoDirect.org</a>. To sign up for the  Treasury-recommended Direct Express card, or to learn more about the card&#8217;s  features and fees, call 1-877-212-9991 or visit <a href="http://www.usdirectexpress.com"  target="_blank">www.USDirectExpress.com</a>.</p>
<p><em>The  preceding information has been provided by the U.S. Department of the Treasury,  Financial Management Service.The Go Direct (R) campaign is sponsored by  the U.S. Department of the Treasury and the Federal Reserve Banks. The Direct  Express (R) Debit MasterCard (R) card is issued by Comerica Bank, pursuant to a  license by MasterCard International Incorporated. MasterCard (R) and the  MasterCard (R) Brand Mark are registered trademarks of MasterCard International  Incorporated. The Go Direct (R) logo, Direct Express (R) logo and Direct Express  (R) are service marks of the U.S. Department of the Treasury, Financial  Management Service.</p>
<p></em></p>
<p><strong>Courtesy of ARAcontent</strong></p>
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		<title>Video: How to Find Out If Your Trip Requires An Additional Travel Permit</title>
		<link>http://westchesterworldtravel.com/general/video-how-to-find-out-if-your-trip-requires-an-additional-travel-permit.html</link>
		<comments>http://westchesterworldtravel.com/general/video-how-to-find-out-if-your-trip-requires-an-additional-travel-permit.html#comments</comments>
		<pubDate>Mon, 12 Oct 2009 02:35:01 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Travel Planning]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[documentation]]></category>
		<category><![CDATA[entry visas]]></category>
		<category><![CDATA[State Department]]></category>
		<category><![CDATA[travel permits]]></category>
		<category><![CDATA[visas]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=86</guid>
		<description><![CDATA[In this video, travel strategist Joel Widzer gives his advice on how travelers can find out if your overseas trip requires additional travel documents.]]></description>
			<content:encoded><![CDATA[<p><object width="468" height="355"><param name="movie" value="http://www.videojug.com/film/player?id=73fd7738-5bdd-4f3f-80fe-ff0008cbee34"></param><param name="wmode" value="transparent"></param><embed src="http://www.videojug.com/film/player?id=73fd7738-5bdd-4f3f-80fe-ff0008cbee34" type="application/x-shockwave-flash" wmode="transparent" width="468" height="355"></embed></object></p>
<p>In this video, travel strategist Joel Widzer gives his advice on how travelers can find out if  your overseas trip requires additional travel documents.</p>
<p><strong>Transcript:</strong></p>
<p>One of the best tools to use when you&#8217;re travelling internationally is the website at the State Department: www.state.gov. Also what you can do, is you can also check with your airline. Your airline will have the most up to date information with respect to entry requirements. So if you&#8217;re in doubt, call your airline, let them know where you&#8217;re travelling, and ask them what type of documentation and what type of visas are required for that country.</p>
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		<title>Video: How To Redeem Your Frequent Flyer Miles</title>
		<link>http://westchesterworldtravel.com/general/video-how-to-redeem-your-frequent-flyer-miles.html</link>
		<comments>http://westchesterworldtravel.com/general/video-how-to-redeem-your-frequent-flyer-miles.html#comments</comments>
		<pubDate>Mon, 12 Oct 2009 02:13:13 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[Budget Travel]]></category>
		<category><![CDATA[Flying]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Travel Themes]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[frequent flyer miles]]></category>
		<category><![CDATA[frequent flyer programs]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=83</guid>
		<description><![CDATA[Redeeming your frequent flyer miles is a straight forward process. In this video, Jen Leo, the Daily Deal Blogger for the LA Times Travel Section answers the question: How do I redeem my frequent flyer miles?]]></description>
			<content:encoded><![CDATA[<p><object width="468" height="355"><param name="movie" value="http://www.videojug.com/film/player?id=852e7228-da78-0df6-e1b4-ff0008cbee22"></param><param name="wmode" value="transparent"></param><embed src="http://www.videojug.com/film/player?id=852e7228-da78-0df6-e1b4-ff0008cbee22" type="application/x-shockwave-flash" wmode="transparent" width="468" height="355"></embed></object></p>
<p>Jen Leo, the Daily Deal Blogger for the LA Times Travel Section answers the question: How do I redeem my frequent flyer miles?<span id="more-83"></span></p>
<p><strong><em>Transcript </em></strong></p>
<p>Redeeming your frequent flyer miles is a straight forward process. Go to the  website of the airline and go to their frequent flyer program section. Go to the  section that has &#8216;redeem miles&#8217; and then see what all the toys and goodies you  can buy with your points are. It&#8217;s kind of like if you are at the fair and you  have those extra tickets. Just keep your frequent flyer number handy so that  when you do call the representative, or sign in on the website, you have your  number ready and they can log you in, check your bank account, so to speak, and  then start redeeming your miles.</p>
<p><em>Courtesy: <a href="http://www.videojug.com/user/USEX0107" id="ctl00_ctl00_Wide_Main_Main_ucFeaturing_Featuring_hlUserName"  target="_blank">Jen Leo</a> </em></p>
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		<title>Quality Family Time On a Budget</title>
		<link>http://westchesterworldtravel.com/general/quality-family-time-on-a-budget.html</link>
		<comments>http://westchesterworldtravel.com/general/quality-family-time-on-a-budget.html#comments</comments>
		<pubDate>Mon, 07 Sep 2009 01:01:35 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[Budget Travel]]></category>
		<category><![CDATA[Family Travel]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Travel Themes]]></category>
		<category><![CDATA[camping]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Hannah Keeley]]></category>
		<category><![CDATA[local getaways]]></category>
		<category><![CDATA[moms and dads]]></category>
		<category><![CDATA[quality time]]></category>
		<category><![CDATA[summer vacations]]></category>
		<category><![CDATA[theme parks]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=63</guid>
		<description><![CDATA[With less dining out, movie outings, sports games or even summer camp, there's no better time for budget-conscious moms and dads to really connect and spend quality time with their kids.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-64" style="margin-right: 10px;" title="Family Time" src="http://westchesterworldtravel.com/tourstuff/2009/09/Family-Time.jpg" alt="Family Time" width="192" height="203" /><em>by Hannah Keeley</em></p>
<p>Families are tightening their budgets, and for many this means fewer activities  outside of the home. With less dining out, movie outings, sports games or even  summer camp, there&#8217;s no better time for budget-conscious moms and dads to really  connect and spend quality time with their kids.</p>
<p><strong>Start at Home</strong></p>
<p>One of your biggest monthly investments is your family home, so why not get  your money&#8217;s worth? If your kids don&#8217;t think staying home is cool, here&#8217;s your  opportunity to get creative.<span id="more-63"></span></p>
<ul>
<li><strong>Establish a weekly game night.</strong> There&#8217;s no need to buy new games. Simply ask  other parents if they have games that you can borrow.</li>
<li><strong>Subscribe to a home movie rental service.</strong> Let the kids add their favorite  movie to the queue as a reward for an accomplishment.</li>
</ul>
<p><strong>Dining in Style</strong></p>
<p>With the kids out of school and longer days, there is no better time for the  family to be together than at dinnertime.</p>
<ul>
<li><strong>Keep the meal simple so the family can prepare it together.</strong> I like to use  affordable canned vegetables, like Libby&#8217;s, in recipes and as side dishes  because they are delicious and easy to prepare.</li>
<li><strong>Dine outside at least once a week.</strong> It doesn&#8217;t matter if you have a patio or  you do it picnic style.</li>
</ul>
<p><strong>Get Out of Town</strong></p>
<p>You don&#8217;t have to give up the precious memories created during annual summer  vacations. While theme parks and tropical escapes may be the gold standard of  summer retreats, there are a lot of great locales closer to home.</p>
<ul>
<li><strong>Look for locations three to four hours away to save on airfare</strong>, and make it  a road trip.</li>
<li><strong>Try camping. </strong>Once a popular option, many young families are getting back  into the adventurous spirit of camping.</li>
</ul>
<p>For more tips from Hannah Keeley on how to connect with your family, visit the Libby&#8217;s Vegetables Web site at <a href="http://about.newsusa.com/redirect/?memberID=1083&amp;ArticleID=6501&amp;CategoryId=&amp;redirect=http://www.GetBacktotheTable.com"  target="_blank">www.GetBacktotheTable.com</a>.</p>
<p><em>About the author: Hannah Keeley is a mother of seven, the host of &#8220;Hannah Help Me!&#8221; on PBS and  author of &#8220;<a href="http://westchesterworldtravel.com/shop/shop.php?c=Books&amp;n=27&amp;i=0316017191&amp;x=Hannah_Keeleys_Total_Mom_Makeover_The_Six_Week_Plan_to_Completely_Transform_Your_Home_Health_Family_and_Life" title="Hannah Keeley's Total Mom Makeover: The Six-Week Plan to Completely Transform Your Home, Health, Family, and Life"  target="_self">Hannah Keeley&#8217;s Total Mom Makeover: The Six-Week Plan to Completely  Transform Your Home, Health, Family, and Life</a>.&#8221;</em></p>
<p><em>Courtesy: </em><a href="http://www.newsusa.com"  target="_blank"><em>NewsUSA</em></a></p>
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		<title>In Down Economy, Cities Reach Out to Gay Tourists</title>
		<link>http://westchesterworldtravel.com/general/in-down-economy-cities-reach-out-to-gay-tourists.html</link>
		<comments>http://westchesterworldtravel.com/general/in-down-economy-cities-reach-out-to-gay-tourists.html#comments</comments>
		<pubDate>Mon, 07 Sep 2009 00:12:19 +0000</pubDate>
		<dc:creator>Westchester World Travel</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Chicago]]></category>
		<category><![CDATA[Chicago Convention and Tourism Bureau]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[gay and lesbian couples]]></category>
		<category><![CDATA[Gay Games]]></category>
		<category><![CDATA[Gay Pride Festival]]></category>
		<category><![CDATA[gay tourism]]></category>
		<category><![CDATA[Gay Tourists]]></category>
		<category><![CDATA[gender rights]]></category>
		<category><![CDATA[Key West]]></category>
		<category><![CDATA[Lesbian Travel Association]]></category>
		<category><![CDATA[lesbian vacationers]]></category>
		<category><![CDATA[Lesbians]]></category>
		<category><![CDATA[Miami]]></category>
		<category><![CDATA[nightlife]]></category>
		<category><![CDATA[Philadelphia]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[South Beach]]></category>
		<category><![CDATA[Southwest Airlines]]></category>
		<category><![CDATA[tourism]]></category>
		<category><![CDATA[U.S. Travel]]></category>

		<guid isPermaLink="false">http://westchesterworldtravel.com/?p=60</guid>
		<description><![CDATA[Many American cities are marketing to new travel demographics — including gay and lesbian tourists. Gay and lesbian couples travel more often and spend more money while on vacation than straight couples. According to a 2006 study conduced by the U.S. Travel Association, gay men spend about $800 per trip. Straight men spend $540.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-61" style="margin-right: 10px;" title="GayTourists" src="http://westchesterworldtravel.com/tourstuff/2009/09/GayTourists.jpg" alt="GayTourists" width="192" height="288" />As a stagnant economy has many Americans rethinking travel plans, cities are  marketing to new travel demographics &#8212; including gay and lesbian tourists.</p>
<p>Unlike other travel brackets, gay travel has remained steady despite the  economic recession. Gay and lesbian couples travel more often and spend more  money while on vacation than straight couples. According to a 2006 study  conduced by the U.S. Travel Association, gay men spend about $800 per trip.  Straight men spend $540.</p>
<p>Cities are heeding the trend. In 2003, Philadelphia launched its $300,000 a  year &#8220;Get Your History Straight and Your Nightlife Gay&#8221; marketing campaign. Now,  the city ranks as America&#8217;s 13th largest gay and lesbian travel destination.  Southwest Airlines is currently working with the city to attract even more gay  and lesbian visitors.<span id="more-60"></span></p>
<p>In addition to Philadelphia, Miami, with its historic art deco hotels,  beaches and happening nightlife, continues to draw gay and lesbian vacationers.  But as the gay tourism market becomes more competitive, the city is working to  draw new visitors. In April 2009, the city held a Gay Pride Festival to  celebrate gender rights and sexual equality. Twenty thousand visitors showed up  to enjoy a parade and the Miami Gay Men&#8217;s Chorus and to wave rainbow-colored  flags.</p>
<p>&#8220;In the past few years, other cities like Key West have cut into Miami&#8217;s gay  tourism,&#8221; says Frederic S. Richardson, CEO of MOD Hospitality (<a href="http://about.newsusa.com/redirect/?memberID=1083&amp;ArticleID=6454&amp;CategoryId=&amp;redirect=http://www.eastcoastventures.com"  target="_blank">www.eastcoastventures.com</a>),  which owns the Astor and Clinton hotels &#8212; two of the top-ranked hotels in South  Beach. &#8220;It&#8217;s time that Miami reasserts itself as one of the gay cultural centers  of the world.&#8221;</p>
<p><a href="http://westchesterworldtravel.com/shop/shop.php?c=Books&amp;n=27&amp;i=067900310X&amp;x=Fodors_Gay_Guide_to_the_USA_3rd_Edition_Plus_Toronto_and_Montreal_Fodors_Gold_Guides" title="Fodor's Gay Guide to the USA, 3rd Edition: Plus Toronto and Montreal" ><img class="alignleft" style="margin-right: 10px;" title="Fodors Gay Guide to the USA, 3rd Edition: Plus Toronto and Montreal (Fodors Gold Guides)" src="http://ecx.images-amazon.com/images/I/51E2YE3W93L._SL160_.jpg" alt="Fodor's Gay Guide to the USA, 3rd Edition: Plus Toronto and Montreal" width="87" height="160" /></a>Chicago, which hosted the 2006 Gay Games &#8212; a quadrennial athletic and  cultural event &#8212; continues to pursue gay and lesbian tourists. The Chicago  Convention and Tourism Bureau writes a quarterly newsletter directed toward gay,  lesbian, bisexual and transgender travelers, and plans to host an International  Gay and Lesbian Travel Association board meeting.</p>
<p>&#8220;Chicago, frankly, is just now catching up to other cities who have been  aggressively wooing the pink dollar,&#8221; said Mark Theis, executive vice president  of the Chicago Convention and Tourism Bureau, in an interview with the the  Chicago Tribune. &#8220;We want people to know how gay-friendly we are and the wealth  of attractive assets we have.&#8221;</p>
<p><em>Source: <a href="http://www.newsusa.com"  target="_blank">NewsUSA</a> </em></p>
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